An easy and convenient payment system is the lifeblood of any eCommerce (or WooCommerce) website. Without an effective WordPress payment system, you cannot convert your potential customers into loyal buyers. A WooCommerce payment gateway is designed to simplify incoming payments and earn revenues for your online business.

What exactly is a WordPress payment gateway and how do you find the best one for your website? Let’s delve further.

What is a WordPress payment gateway?

A WordPress payment gateway is a payment-related service offered by a third-party company, which is integrated into the WordPress website. A payment gateway is most commonly used in eCommerce or WooCommerce sites to facilitate online payment options for customers to complete their purchase of a product or service.

For enhancing the customer experience, a payment gateway allows customers to make payments through multiple channels including online banking, credit cards, debit cards, digital wallets, and more.

A payment gateway acts as the interface between the customer and the merchant responsible for delivering the customer’s order.

  • On the customer end, the payment gateway is responsible for requesting and securing the customer’s payment details.
  • On the merchant end, the payment gateway is responsible for ensuring that the correct payment details reach the merchant’s account for a given product or service.

Why is it important to choose the best website payment gateway for your online business? Let’s discuss that next.

Why is it important to choose the right Payment Gateway?

The payment gateway appears as the last step in completing an online purchase transaction. On their end, customers need to provide their confidential financial information such as credit card or bank account details. Customers will feel comfortable in paying if their desired payment mode is supported by the payment gateway. Otherwise, they might not proceed with their order.

Further, payment gateways must be reliable and trustworthy enough to prevent any payment failures and hacking attempts. Payment failures can be frustrating for online shoppers and can impact their overall buying experience on your website. Similarly, stealing of customers’ financial details by hackers can permanently dent your business’ reputation.

Therefore, choosing the right payment gateway ensures reliability and security for both eCommerce companies and online shoppers. For this reason, you should always opt for the best payment gateway for WordPress sites.

Next, let us discuss 7 of the best payment gateways for WordPress and WooCommerce sites.

7 Best WordPress payment gateways

Here are 7 of the best payment gateways for WooCommerce or WordPress sites:

  1. PayPal

    PayPal is arguably the most popular payment gateway for online businesses. It is fully compatible with WooCommerce sites. Operational in over 200 countries, PayPal accepts online payments in 25 currencies. With over 700,000 active installations, PayPal offers secure and reliable check-outs for your products or subscriptions. PayPal is also PCI-compliant, thus ensuring a smooth and safe transaction every time.

    To integrate PayPal into your WordPress site, the most preferred plugin is the “WooCommerce PayPal Checkout Payment Gateway.” Along with easy integration, PayPal offers easy customization. On the flip side, PayPal charges a high processing fee of 2.9% of the transaction value.

  2. Stripe

    Introduced in 2010, Stripe is the second-most popular online payment gateway after PayPal. Available in over 35 countries, Stripe allows you to accept payments in over 135 currencies. Stripe is also known to be user-friendly for WordPress developers and allows them to personalize the checkout page on their WooCommerce sites.

    Besides the usual payment modes, Stripe also supports Apple Pay on both desktops and mobile phones. Among other features, Stripe is PCI-compliant and offers client-side tokenization to keep customers on the website when completing the payment.

    With over 400,000 installations, WooCommerce has its own “WooCommerce Stripe Payment Gateway” plugin for integrating Stripe into its websites. Stripe has lower processing fees than PayPal (particularly on micropayments of less than $10). On the flip side, Stripe is available for use only in 26 countries.

  3. PeachPay

    PeachPay is among the most popular payment gateways for WooCommerce sites. With its one-click checkout solution, PeachPay is easy to use for both new and experienced customers. Among its key features, PeachPay offers a completely customizable checkout button for the product page, shopping cart page, and checkout page.

    PeachPay is easy to configure on any WooCommerce store – and integrates seamlessly with other payment gateways like Stripe, PayPal, and Apple Pay. PeachPay is also available in over 20 languages. Further, this gateway is PCI-compliant and offers a zero-fraud guarantee. However, PeachPay offers PCI compliance only through PayPal and Stripe.

  4. Net

    Among the widely used payment gateways for ecommerce, Authorize.Net has a monthly fee of $25 and a 2.9% (plus $0.3) commission for each transaction. This gateway offers advanced features like anti-fraud detection and supports a wide range of payment methods. Authorize.Net also supports recurring payments or e-check payments for repeat customers.

    This payment gateway integrates smoothly with other popular WordPress plugins like Shopify, Magento, and QuickBooks. To enable Authorize.Net on your WordPress site, you can use integration plugins like “ CIM” or “ Credit Card Gateway for WooCommerce.” Among its few limitations, this PCI-compliant payment gateway is expensive and available in only a few countries like the USA, Canada, Europe, and Australia.

  5. 2Checkout

    Now known as Verifone, 2Checkout is another payment tool that processes online payments from PayPal, along with credit and debit cards. 2Checkout is Level 1 PCI-compliant and offers a range of security and anti-fraud features to its users. Used in over 200 markets, 2Checkout is available in 87 currencies and 15 languages.

    Other features of this tool include customized subscription plans, customized checkouts, and support for recurring billing. However, along with the standard transaction fee, 2Checkout charges an additional fee for international transactions and currency conversions.

    Besides WooCommerce, this payment processor can be easily integrated into Zoho CRM, Shopify, and WPCommerce platforms. A major con of 2Checkout is that it is not user-friendly and is difficult to learn. Additionally, there have been reports of payment delays of up to 2 weeks when using this gateway.

  6. Square

    Thanks to its affordability, Square is preferred by small eCommerce companies and small businesses with an online presence. This payment processor charges no monthly fees, is free to download, and only charges a per-transaction fee of 2.9% (plus $0.3). Additionally, Square is the only payment gateway that has a free online store to automatically connect to Square Payments.

    As an online payment solution, Square Payments accepts online payments from chip-based credit cards, magnetic stripes, or NFC. Besides being Level 1 PCI-compliant, Square offers multi-layered anti-fraud security for its users. On the flip side, Square only operates in limited markets like the USA, Australia, Japan, Canada, and the UK at present.

  7. WooCommerce Payments

    For US-based online businesses and merchants, WooCommerce Payments is the most convenient payment gateway designed for WooCommerce sites. It can be easily integrated with WooStores.

    Free to download, this payment processor has a per-transaction fee of 2.9% (plus $0.3). Among its features, WooCommerce Payments simplifies the overall payment process so that WooCommerce business owners can focus on growing their online business. The tool offers transaction security by making sure customers do not leave the website until they have completed the transaction.

    On the flip side, WooCommerce Payments is more expensive than other gateways and can process online payments in US dollars only as of this article’s writing.


For WooCommerce sites, it is important to choose the right payment processor to improve their customer experience and enhance payment-related security. In this article, we have looked at the features and limitations of some of the leading payment gateways that are available for WordPress sites. Hopefully, these will help you narrow down your choices as per your website’s needs.

At Flipper Code, we can help you integrate the best payment gateways for your WooCommerce sites. We also offer our customers a range of WordPress services including WooCommerce development. You should also check out our blog for some advanced WordPress tips and tricks. If you have a WooCommerce site, visit this page to learn how to hide the “Add to Cart” button.

Do you want to partner with us? Contact us today.


 Subscribe to our weekly newsletter below and never miss the latest updates in WordPress